Risk Do not exceed 20x leverage. It will kill you. Everything above it liquidated on every market tested here.
MOON
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Markets / Stocks / SOFI

SoFi Technologies (SOFI) leverage simulator

20x survived every one of the last 30 sessions on SOFI. Nothing above it did. Set a wager and a multiplier up to 1000x on SoFi Technologies below.

Verdict

At 100x, a 1.0% move against you ends the position. SOFI moved that far on 67 of the last 90 sessions.

Warning

20x is the ceiling, and it is not a safe one. Every step up shrinks the move that closes you out: 1.0% at 100x, 0.2% at 500x.

Why it moved

SOFI put in a 1.75 per cent fall inside its 3.04 per cent normal day, quiet enough that no source search was run.

S
SoFi Technologies SOFI ☆
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twelvedata polled
Open Bet Volume· ▲ $0 ▼ $0 ·Market sentiment UP ▲ · —
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What a move would mean

0.00%
−5%0+5%

Open profit / loss
$0.00
Position value
$0.00

My positions

BetWagerLeverageEntryLiquidation MarkProfit / LossMultiplierAction
No open bets
Measured from 1017 sessions of Twelve Data history ·Updated 2026-10-11 19:20 UTC ·Last bar 2026-10-09

What SOFI did to leverage in 6.5 hours

You had 0.38 per cent up to work with on SOFI over 6.5 hours, $15.74 to $15.80. Right side and wrong multiplier: 100x on SOFI was liquidated inside the first minute against $99.76 left at 2x. 7 of 18 SOFI multipliers did not finish the 6.5 hours, the last of them 200x short after 45 minutes. The best SOFI survivors were 50x long and 100x short. You paid 1 per cent of your stake for the 100x SOFI round trip and 0.01 per cent of price returns it, some 0.3 per cent of a normal session.

Where SoFi Technologies has been trading

SOFI last printed $15.80, up 1.15 per cent on the session and up 0.29 per cent over five. Over three months SOFI is down 0.44 per cent. Thirty sessions of SOFI ran $15.25 to $18.96, leaving you 16.67 per cent off the top of it and 3.61 per cent off the bottom.

Last$15.80
1 session+1.15%
1 month-12.12%
Year to date-42.46%
30d realised vol50.7%
14d ATR2.96%
Worst 30d intraday drop3.92%
Survived every session at20x

How far SOFI moves in a session

Realised SOFI volatility is 50.7 per cent over 30 sessions and 51.2 per cent over 90, so active is the honest label. An ordinary SOFI day swings 3.19 per cent either side of flat, and at its worst SOFI fell 6.28 per cent below an open in the last 90 sessions.

The multiplier SOFI actually survives

The most SOFI would have let you hold through 30 sessions is 20x, which tolerates 5 per cent against you before it closes. Stretch the SOFI window to 90 sessions and it drops to 10x. On one-minute SOFI bars the median bar travels 0.0512 per cent and 19.4 per cent of them are wide enough on their own to close 1000x.

Room and hit rate at every SOFI multiplier

LeverageLiquidation distance Sessions it was hitHit rateRound-trip cost vs stake
2x50.0000%0 / 900%1.0%
5x20.0000%0 / 900%1.0%
10x10.0000%0 / 900%1.0%
20x5.0000%3 / 903%1.0%
50x2.0000%49 / 9054%1.0%
100x1.0000%67 / 9074%1.0%
200x0.5000%76 / 9084%1.0%
500x0.2000%85 / 9094%1.0%
1000x0.1000%88 / 9098%1.0%

Max loss distance is one part in the leverage, because Moon closes a wager once it has lost the wager and documents no maintenance buffer. Hit count is the number of the last 90 sessions where the low fell that far below the session open, i.e. where a long opened at the open would have reached its max loss price intraday. Cost is Moon's 1% opening fee, charged on the wager and not on the exposure, so it does not change from one multiplier to the next. A rolling fee applies every 8 hours at a rate Moon does not publish and is not included.

What SOFI costs you to open

Your SOFI opening fee is 1 per cent of the stake, so it does not move when you go from 10x to 1000x. What changes is your room, and an average SOFI session covers the 100x liquidation distance 3.0 times over. Carry SOFI beyond 8 hours and you pay again at a rate Moon gives no figure for, which is why the 1 per cent is a floor.

SOFI leverage questions

What multiplier is realistic on SOFI?

20x, the highest SOFI multiplier that avoided liquidation on every one of the last 30 sessions. A 5 per cent move against you closes the SOFI wager.

What does opening a wager on SOFI cost you?

1 per cent of your SOFI wager, the same at 2x as at 1000x. Hold SOFI past 8 hours and a rolling fee is added at a rate Moon does not publish.

Does 1000x make sense on SOFI?

Your max loss price sits 0.10 per cent from entry, which SOFI covered on 88 of the last 90 sessions. The length of your SOFI hold settles it rather than the 1 per cent fee.

Before you take this to Moon

Everything above is derived from independent third-party market data. Moon prices its own book: the reference price, the spread it quotes, its fee schedule, its funding rate and its liquidation engine are all Moon's, and they will produce a different number from this page.

Every multiplier above is measured on SOFI's own last 30 sessions rather than on a market average, so it tells you how leverage behaves on SOFI and nothing else. Price your own SOFI size on Moon against those 30 sessions before you commit to it.

Our last check on SOFI at Moon is older than 30 days. Treating it as unknown until it is rechecked. Last checked 2026-08-27 by operator. Moon does list equities at up to 1000x. What it costs and where it falls short.

What this simulator is

Prices come from Twelve Data, an independent market-data vendor, and are indicative. Moon's own reference price, spread, fee schedule, funding and liquidation rules will produce a different result. No money is staked here, no order is routed, and no position exists on any platform. At 1000× leverage a 0.01% difference between this chart and Moon's settlement feed moves the position value by roughly 10% of the stake, so treat every number below as an illustration of mechanics rather than a forecast of outcome.

Leverage arithmetic used

Exposure = stake × leverage. Long P/L = exposure × (mark − entry) ÷ entry. Short P/L = exposure × (entry − mark) ÷ entry. Entry takes the ask for a long and the bid for a short; closing does the reverse, so the spread is charged on the round trip. Liquidation triggers when equity falls to the maintenance margin, i.e. at an adverse move of (1 − leverage × maintenance rate) ÷ leverage.

Jurisdiction

Leverage caps, incentive bans and product classification differ by country. Retail CFD rules in the EU cap equity leverage far below the levels shown in this demo and restrict monetary incentives such as rakeback, so the referral block and the maximum selectable leverage must be gated per market before any page goes live. 18+. Trading leveraged products carries a high risk of losing your capital.

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